Disclosures

Trademarks including IG Wealth Management are owned by IGM Financial Inc. and licensed to its subsidiary corporations.

Insurance products and services distributed through I.G. Insurance Services Inc. (In Québec Financial Services Firm) Insurance license sponsored by The Great-West Life Assurance Company.

Investors Group Guaranteed Investment Funds are segregated fund policies issued by the Great-West Life Assurance Company. Investors Group Trust Co. Ltd. is a federally regulated trust company and the mortgagee.

Investors Group Trust Co. Ltd. is a federally regulated trust company and is the mortgagee. Mortgages are offered through I.G. Investment Management Ltd.* Inquiries will be referred to a Mortgage Planning Specialist (in Ontario, a Mortgage Agent, and in Quebec and New Brunswick, a Mortgage Broker).

*In NB & ON registered as a Mortgage Brokerage (ON-License #10809) and Mortgage Administrator (ON-License #11256), and in QC, registered as a Mortgage Agency (QC-License #H1336).

Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently and past performance may not be repeated.

Brokerage offered through Investors Group Securities Inc.

GICs issued by Investors Group Trust Co Ltd., and/or other non-affiliated GIC issuers.

Investors Group Corporate Class mutual funds are shares issued by Investors Group Corporate Class Inc™.

Canada Education Savings Grant and Canada Learning Bond (CLB) are provided by the Government of Canada. CLB eligibility depends on family income. Some provinces make education savings grants available to residents.

This is a full-time opportunity to establish a variable-income and self-employed business in association with IG Wealth Management.

Borrowing to invest involves risk and is not suitable in all situations. Speak to an IG Wealth ManagementConsultant to see if this strategy is suitable for you.

Banking products and services are distributed through Solutions Banking™. Solutions Banking products and services are provided by National Bank of Canada.

™Solutions Banking is a trademark of Power Financial Corporation. National Bank of Canada is a licensed user of these trademarks.

Written and published by IG Wealth Management as a general source of information only. Not intended as a solicitation to buy or sell specific investments, or to provide tax, legal or investment advice. Seek advice on your specific circumstances from an IG Wealth Management Consultant.

Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus and speak to an IG Wealth Management Consultant before investing. Mutual funds are not guaranteed, values change frequently and past performance may not be repeated. The recommendations contained in this report are based on a strategic approach to investment planning relating only to IG Wealth Management mutual funds.

Commissions, fees and expenses may be associated with mutual fund investments and the use of iProfile™ Managed Asset Program. Read the prospectus and speak to an IG Wealth Management Consultant before investing. Mutual funds are not guaranteed, values change frequently and past performance may not be repeated. Recommendations relate only to IG Wealth Management mutual funds. An asset allocation service, iProfile is a managed asset program for clients with a minimum of $250,000 invested in the iProfile program.

This commentary is published by IG Wealth Management. It represents the views of our Portfolio Managers, and is provided as a general source of information. It is not intended to provide investment advice or as an endorsement of any investment. Some of the securities mentioned may be owned by IG Wealth Managementor its mutual funds, or by portfolios managed by our external advisors. Every effort has been made to ensure that the material contained in the commentary is accurate at the time of publication, however, IG Wealth Managementcannot guarantee the accuracy or the completeness of such material and accepts no responsibility for any loss arising from any use of or reliance on the information contained herein.

Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund.